/* ==========================================================================
   MONITOR CETES MÉXICO - COMPARADOR Y ASESORÍA PATRIMONIAL
   100% White-Hat / Direct Google Ads Compliance (No Cloak Required)
   ========================================================================== */

:root {
  --primary-navy: #0A2540;
  --primary-dark: #061626;
  --accent-green: #00875A;
  --accent-green-hover: #006845;
  --accent-gold: #C29B38;
  --accent-blue: #0066CC;
  
  --bg-page: #F8FAFC;
  --bg-white: #FFFFFF;
  --border-color: #E2E8F0;
  --border-focus: #00875A;
  
  --text-main: #1E293B;
  --text-muted: #64748B;
  --text-light: #94A3B8;
  
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
  
  --font-family: 'Montserrat', system-ui, -apple-system, sans-serif;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  width: 100%;
  max-width: 100%;
  overflow-x: hidden;
  position: relative;
  font-family: var(--font-family);
  background-color: var(--bg-page);
  color: var(--text-main);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
}

img, svg, video {
  max-width: 100%;
  display: block;
}

h1, h2, h3, h4, h5, h6, p, a, span, strong, td, th, div {
  overflow-wrap: break-word;
  word-wrap: break-word;
}

.container {
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 20px;
}

/* ==========================================================================
   1. TOP NOTICE BAR (INDEPENDENT PORTAL DISCLAIMER)
   ========================================================================== */
.top-notice-bar {
  background-color: #0F172A;
  color: #CBD5E1;
  font-size: 0.76rem;
  padding: 8px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.top-notice-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
}

.notice-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-weight: 600;
  color: #F1F5F9;
}

.notice-badge span.pulse-dot {
  width: 7px;
  height: 7px;
  background-color: #10B981;
  border-radius: 50%;
  box-shadow: 0 0 0 2px rgba(16, 185, 129, 0.4);
}

.top-legal-pill {
  font-size: 0.72rem;
  color: #94A3B8;
}

/* ==========================================================================
   2. MAIN HEADER (INDEPENDENT BRANDING)
   ========================================================================== */
.site-header {
  background: #FFFFFF;
  border-bottom: 1px solid var(--border-color);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: var(--shadow-sm);
}

.header-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 0;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.logo-icon-box {
  width: 40px;
  height: 40px;
  background: linear-gradient(135deg, var(--primary-navy) 0%, var(--accent-green) 100%);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #FFFFFF;
  font-weight: 900;
  font-size: 1.2rem;
  box-shadow: 0 2px 5px rgba(0, 135, 90, 0.25);
}

.logo-text-group {
  display: flex;
  flex-direction: column;
}

.logo-title {
  font-size: 1.15rem;
  font-weight: 900;
  color: var(--primary-navy);
  letter-spacing: -0.3px;
  line-height: 1.1;
}

.logo-title span {
  color: var(--accent-green);
}

.logo-tagline {
  font-size: 0.7rem;
  color: var(--text-muted);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 22px;
}

.nav-links a {
  text-decoration: none;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-main);
  transition: color 0.2s;
}

.nav-links a:hover {
  color: var(--accent-green);
}

.btn-header-cta {
  background-color: var(--accent-green);
  color: #FFFFFF !important;
  padding: 9px 18px;
  border-radius: 6px;
  font-size: 0.84rem !important;
  font-weight: 700 !important;
  transition: background 0.2s, transform 0.15s;
  box-shadow: 0 2px 4px rgba(0, 135, 90, 0.2);
}

.btn-header-cta:hover {
  background-color: var(--accent-green-hover);
  transform: translateY(-1px);
}

/* ==========================================================================
   3. HERO SECTION (ANALYSIS & CALL TO ACTION)
   ========================================================================== */
.hero-section {
  background: linear-gradient(135deg, #0A2540 0%, #0F3559 60%, #061A2D 100%);
  color: #FFFFFF;
  padding: 56px 0 64px;
  position: relative;
  border-bottom: 3px solid var(--accent-gold);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 40px;
  align-items: center;
}

.hero-kicker-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(194, 155, 56, 0.15);
  border: 1px solid var(--accent-gold);
  color: #F8E7BE;
  padding: 5px 12px;
  border-radius: 4px;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 18px;
}

.hero-heading {
  font-size: 2.3rem;
  font-weight: 900;
  line-height: 1.22;
  margin-bottom: 16px;
  color: #FFFFFF;
}

.hero-heading span {
  color: #34D399;
}

.hero-subtitle {
  font-size: 1.02rem;
  line-height: 1.6;
  color: #E2E8F0;
  margin-bottom: 24px;
}

.hero-bullets {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 28px;
}

.bullet-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.9rem;
  color: #F1F5F9;
}

.bullet-item svg {
  width: 18px;
  height: 18px;
  fill: #34D399;
  flex-shrink: 0;
  margin-top: 2px;
}

.hero-stats-strip {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.stat-item .num {
  font-size: 1.45rem;
  font-weight: 900;
  color: #FFFFFF;
  line-height: 1.1;
}

.stat-item .lbl {
  font-size: 0.72rem;
  color: #CBD5E1;
  text-transform: uppercase;
  letter-spacing: 0.4px;
  margin-top: 2px;
}

/* ==========================================================================
   HERO REGISTRATION CARD (CONVERSION ENGINE)
   ========================================================================== */
.hero-card-wrap {
  background: #FFFFFF;
  border-radius: 10px;
  box-shadow: var(--shadow-xl);
  overflow: hidden;
  border: 1px solid var(--border-color);
  color: var(--text-main);
}

.card-header-bar {
  background: #F8FAFC;
  padding: 18px 24px;
  border-bottom: 3px solid var(--accent-green);
  text-align: center;
}

.card-header-bar .tag {
  font-size: 0.74rem;
  font-weight: 800;
  color: var(--accent-green);
  text-transform: uppercase;
  letter-spacing: 0.8px;
  display: inline-block;
  margin-bottom: 4px;
}

.card-header-bar h3 {
  font-size: 1.25rem;
  font-weight: 900;
  color: var(--primary-navy);
}

.card-header-bar p {
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-top: 4px;
}

.card-form-body {
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.form-field-group {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.form-field-group label {
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--text-main);
}

.field-input-box {
  position: relative;
  display: flex;
  align-items: center;
  width: 100%;
}

.field-input-box svg {
  position: absolute;
  left: 12px;
  width: 18px;
  height: 18px;
  color: var(--text-light);
  pointer-events: none;
}

.form-control-input {
  width: 100%;
  padding: 11px 12px 11px 38px;
  font-size: 0.92rem;
  border: 1.5px solid var(--border-color);
  border-radius: 6px;
  font-family: inherit;
  transition: all 0.2s ease;
  background-color: #FFFFFF;
}

.form-control-input:focus {
  outline: none;
  border-color: var(--accent-green);
  box-shadow: 0 0 0 3px rgba(0, 135, 90, 0.15);
}

.phone-input-row {
  display: flex;
  align-items: stretch;
  width: 100%;
}

.phone-flag-addon {
  display: flex;
  align-items: center;
  gap: 6px;
  background: #F1F5F9;
  border: 1.5px solid var(--border-color);
  border-right: none;
  border-radius: 6px 0 0 6px;
  padding: 11px 10px;
  font-weight: 700;
  font-size: 0.88rem;
  color: var(--text-main);
  user-select: none;
  flex-shrink: 0;
}

.form-control-input.phone-field {
  border-radius: 0 6px 6px 0;
  padding-left: 12px;
  flex: 1 1 auto;
  min-width: 0;
  width: 100%;
}

.error-hint-msg {
  font-size: 0.72rem;
  color: #DC2626;
  display: none;
  font-weight: 600;
  margin-top: 2px;
}

.form-field-group.has-error .form-control-input {
  border-color: #DC2626;
  background-color: #FFF5F5;
}

.form-field-group.has-error .error-hint-msg {
  display: block;
}

.btn-submit-form {
  background: linear-gradient(180deg, #009866 0%, var(--accent-green) 100%);
  color: #FFFFFF;
  border: none;
  padding: 14px 20px;
  font-size: 1rem;
  font-weight: 900;
  border-radius: 6px;
  cursor: pointer;
  transition: all 0.2s ease;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  margin-top: 6px;
  box-shadow: 0 4px 8px rgba(0, 135, 90, 0.35);
}

.btn-submit-form:hover {
  background: linear-gradient(180deg, var(--accent-green) 0%, #006341 100%);
  box-shadow: 0 6px 12px rgba(0, 135, 90, 0.45);
}

.consent-legal-check {
  font-size: 0.72rem;
  color: var(--text-muted);
  line-height: 1.4;
  margin-top: 4px;
  text-align: center;
}

.consent-legal-check a {
  color: var(--accent-green);
  text-decoration: underline;
}

/* ==========================================================================
   4. COMPARISON ANALYSIS (CETES VS FONDO DE LIQUIDEZ)
   ========================================================================== */
.section-comparison {
  padding: 70px 0;
  background-color: #FFFFFF;
}

.section-title-center {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 40px;
}

.section-kicker {
  font-size: 0.78rem;
  font-weight: 800;
  color: var(--primary-navy);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 8px;
  display: inline-block;
}

.section-title-center h2 {
  font-size: 2.1rem;
  font-weight: 900;
  color: var(--text-main);
  line-height: 1.25;
  margin-bottom: 12px;
}

.section-title-center p {
  font-size: 0.98rem;
  color: var(--text-muted);
}

/* Desktop Table */
.desktop-table-container {
  display: block;
  background: #FFFFFF;
  border: 1px solid var(--border-color);
  border-radius: 8px;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  max-width: 100%;
  box-shadow: var(--shadow-md);
}

.comparative-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
}

.comparative-table th, 
.comparative-table td {
  padding: 18px 24px;
  border-bottom: 1px solid var(--border-color);
  font-size: 0.92rem;
}

.comparative-table th {
  background: #F1F5F9;
  font-weight: 900;
  color: var(--primary-navy);
  font-size: 0.95rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.comparative-table th.col-highlight {
  background: #E8F5E9;
  color: var(--accent-green);
  border-left: 2px solid var(--accent-green);
  border-right: 2px solid var(--accent-green);
  border-top: 4px solid var(--accent-green);
}

.comparative-table td.col-highlight {
  background: #FBFDFB;
  border-left: 2px solid var(--accent-green);
  border-right: 2px solid var(--accent-green);
  font-weight: 700;
  color: var(--accent-green);
}

.comparative-table tr:last-child td {
  border-bottom: none;
}

/* Mobile Stacked Cards */
.mobile-cards-wrap {
  display: none;
  flex-direction: column;
  gap: 20px;
}

.comp-card-mobile {
  border: 1px solid var(--border-color);
  border-radius: 8px;
  padding: 20px;
  background: #FFFFFF;
  box-shadow: var(--shadow-sm);
}

.comp-card-mobile.card-highlight {
  border: 2px solid var(--accent-green);
  border-top: 6px solid var(--accent-green);
  background: #FBFDFB;
  box-shadow: var(--shadow-md);
}

.card-mobile-title {
  font-size: 1.15rem;
  font-weight: 900;
  color: var(--primary-navy);
  margin-bottom: 16px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--border-color);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.comp-card-mobile.card-highlight .card-mobile-title {
  color: var(--accent-green);
}

.feature-row-mobile {
  margin-bottom: 14px;
}

.feature-row-mobile:last-child {
  margin-bottom: 0;
}

.feature-row-mobile .lbl {
  font-size: 0.74rem;
  text-transform: uppercase;
  color: var(--text-muted);
  font-weight: 700;
  display: block;
  margin-bottom: 2px;
}

.feature-row-mobile .val {
  font-size: 0.92rem;
  color: var(--text-main);
}

/* ==========================================================================
   5. HOW IT WORKS / LIQUIDITY ARCHITECTURE
   ========================================================================== */
.section-mechanism {
  padding: 70px 0;
  background-color: var(--bg-page);
  border-top: 1px solid var(--border-color);
  border-bottom: 1px solid var(--border-color);
}

.mechanism-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
}

.diagram-card {
  background: #001B2E;
  border-radius: 8px;
  padding: 26px;
  color: #FFFFFF;
  border-left: 4px solid var(--accent-green);
  box-shadow: var(--shadow-md);
}

.diagram-card h4 {
  font-size: 1rem;
  margin-bottom: 18px;
  color: #FCD34D;
  text-transform: uppercase;
  letter-spacing: 0.6px;
}

.step-row-item {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
  font-size: 0.88rem;
  line-height: 1.4;
}

.step-row-item:last-child {
  margin-bottom: 0;
}

.step-tag-pill {
  background: var(--accent-green);
  color: #FFFFFF;
  font-weight: 800;
  font-size: 0.74rem;
  padding: 3px 8px;
  border-radius: 4px;
  flex-shrink: 0;
}

.mechanism-text h2 {
  font-size: 2.1rem;
  font-weight: 900;
  line-height: 1.25;
  margin-bottom: 14px;
  color: var(--text-main);
}

.mechanism-text p {
  font-size: 0.96rem;
  line-height: 1.6;
  color: var(--text-muted);
  margin-bottom: 14px;
}

.mechanism-bullets {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 20px;
}

.mechanism-bullets li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text-main);
}

.mechanism-bullets svg {
  width: 20px;
  height: 20px;
  fill: var(--accent-green);
  flex-shrink: 0;
}

/* ==========================================================================
   6. INTERACTIVE YIELD SIMULATOR ($X,XXX MXN)
   ========================================================================== */
.section-calculator {
  padding: 70px 0;
  background-color: #FFFFFF;
}

.calc-card-surface {
  background: var(--bg-page);
  border: 1px solid var(--border-color);
  border-radius: 8px;
  padding: 38px;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 36px;
  box-shadow: var(--shadow-md);
}

.slider-top-banner {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 14px;
}

.slider-top-banner .lbl {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary-navy);
}

.slider-top-banner .val {
  font-size: 1.7rem;
  font-weight: 900;
  color: var(--accent-green);
}

.custom-range-slider {
  width: 100%;
  height: 8px;
  border-radius: 4px;
  background: #CBD5E1;
  outline: none;
  -webkit-appearance: none;
  cursor: pointer;
  margin-bottom: 10px;
}

.custom-range-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: var(--accent-green);
  border: 3px solid #FFFFFF;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.25);
  cursor: pointer;
  transition: transform 0.15s ease;
}

.custom-range-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.slider-extremes-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.78rem;
  color: var(--text-muted);
  margin-bottom: 22px;
}

.quick-chips-row {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.preset-chip-btn {
  background: #FFFFFF;
  border: 1px solid var(--border-color);
  padding: 7px 12px;
  border-radius: 4px;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--text-muted);
  cursor: pointer;
  transition: all 0.2s ease;
}

.preset-chip-btn:hover,
.preset-chip-btn.active {
  background: var(--accent-green);
  color: #FFFFFF;
  border-color: var(--accent-green);
}

.calc-results-box {
  background: #FFFFFF;
  border: 2px solid #E2E8F0;
  border-top: 4px solid var(--accent-green);
  border-radius: 6px;
  padding: 26px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.result-row {
  padding-bottom: 16px;
  margin-bottom: 16px;
  border-bottom: 1px dashed var(--border-color);
}

.result-row:last-of-type {
  border-bottom: none;
  margin-bottom: 0;
  padding-bottom: 0;
}

.result-row .tag {
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--text-muted);
  margin-bottom: 4px;
}

.result-row .sum-primary {
  font-size: 1.85rem;
  font-weight: 900;
  color: var(--accent-green);
  line-height: 1.1;
}

.result-row .sum-secondary {
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--primary-navy);
}

.btn-proceed-calc {
  display: block;
  text-align: center;
  background-color: var(--primary-navy);
  color: #FFFFFF;
  text-decoration: none;
  padding: 13px;
  border-radius: 6px;
  font-weight: 800;
  font-size: 0.95rem;
  margin-top: 20px;
  transition: background 0.2s;
  box-shadow: 0 4px 8px rgba(10, 37, 64, 0.25);
}

.btn-proceed-calc:hover {
  background-color: var(--primary-dark);
}

/* ==========================================================================
   7. SECURITY & INTEGRITY
   ========================================================================== */
.section-security {
  padding: 65px 0;
  background-color: var(--bg-page);
}

.security-cards-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}

.sec-box-card {
  background: #FFFFFF;
  border: 1px solid var(--border-color);
  border-radius: 8px;
  padding: 28px 22px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.2s ease;
}

.sec-box-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}

.sec-icon-wrap {
  width: 46px;
  height: 46px;
  background: #E8F5E9;
  color: var(--accent-green);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

.sec-icon-wrap svg {
  width: 24px;
  height: 24px;
}

.sec-box-card h3 {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 8px;
}

.sec-box-card p {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.55;
}

/* ==========================================================================
   8. TESTIMONIALS (REAL MEXICAN CITIZENS WITH PHOTOS)
   ========================================================================== */
.section-reviews {
  padding: 70px 0;
  background-color: #FFFFFF;
}

.reviews-grid-tri {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}

.review-card {
  background: var(--bg-page);
  border: 1px solid var(--border-color);
  border-radius: 8px;
  padding: 26px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.review-author-top {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
}

.author-avatar-img {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--accent-green);
  box-shadow: 0 2px 5px rgba(0, 0, 0, 0.12);
  flex-shrink: 0;
}

.author-meta-info h4 {
  font-size: 0.96rem;
  font-weight: 800;
  color: var(--primary-navy);
}

.author-meta-info span {
  font-size: 0.74rem;
  color: var(--text-muted);
}

.star-rating {
  color: #F59E0B;
  font-size: 0.85rem;
  margin-bottom: 10px;
}

.review-quote-text {
  font-size: 0.88rem;
  color: var(--text-main);
  line-height: 1.55;
  font-style: italic;
  margin-bottom: 18px;
}

.confirmed-payout-pill {
  background: #FFFFFF;
  padding: 8px 12px;
  border-radius: 4px;
  font-size: 0.78rem;
  color: var(--accent-green);
  font-weight: 800;
  display: flex;
  justify-content: space-between;
  border: 1px solid var(--border-color);
}

/* ==========================================================================
   9. MEXICAN BANK SPEI BAR
   ========================================================================== */
.bank-compat-bar {
  background: #F1F5F9;
  padding: 28px 0;
  border-top: 1px solid var(--border-color);
  border-bottom: 1px solid var(--border-color);
  text-align: center;
}

.bank-compat-bar .title {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--text-muted);
  font-weight: 700;
  margin-bottom: 16px;
}

.bank-chips-flex {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

.bank-pill {
  padding: 6px 16px;
  background: #FFFFFF;
  border: 1px solid var(--border-color);
  border-radius: 4px;
  font-size: 0.88rem;
  font-weight: 800;
  color: var(--text-muted);
}

/* ==========================================================================
   10. FAQ ACCORDION
   ========================================================================== */
.section-faq {
  padding: 70px 0;
  background-color: #FFFFFF;
}

.faq-stack-box {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item-row {
  border: 1px solid var(--border-color);
  border-radius: 6px;
  background: var(--bg-page);
  overflow: hidden;
}

.faq-trigger-btn {
  width: 100%;
  padding: 16px 20px;
  background: none;
  border: none;
  text-align: left;
  font-size: 0.98rem;
  font-weight: 700;
  color: var(--primary-navy);
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-family: inherit;
}

.faq-icon-sign {
  font-size: 1.1rem;
  color: var(--accent-green);
  transition: transform 0.2s ease;
}

.faq-item-row.active .faq-icon-sign {
  transform: rotate(45deg);
}

.faq-body-content {
  display: none;
  padding: 0 20px 16px;
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.6;
}

.faq-item-row.active .faq-body-content {
  display: block;
}

/* ==========================================================================
   11. COMPLIANT INSTITUTIONAL FOOTER (NO-BAN DISCLAIMER)
   ========================================================================== */
.site-footer {
  background: var(--primary-dark);
  color: #94A3B8;
  font-size: 0.8rem;
  padding: 48px 0 24px;
  border-top: 4px solid var(--accent-gold);
}

.footer-columns-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 36px;
  padding-bottom: 28px;
  border-bottom: 1px solid #1E293B;
  margin-bottom: 24px;
}

.footer-col-item h4 {
  color: #FFFFFF;
  font-size: 0.92rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  margin-bottom: 14px;
}

.footer-col-item p {
  line-height: 1.6;
  font-size: 0.82rem;
  margin-bottom: 10px;
}

.footer-nav-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.footer-nav-list a {
  color: #CBD5E1;
  text-decoration: none;
  transition: color 0.2s;
}

.footer-nav-list a:hover {
  color: var(--accent-gold);
}

.footer-disclaimer-box {
  font-size: 0.74rem;
  line-height: 1.65;
  color: #64748B;
  background: #0B1E33;
  padding: 16px 20px;
  border-radius: 6px;
  margin-bottom: 20px;
  border-left: 3px solid var(--accent-gold);
}

.footer-copy-text {
  text-align: center;
  font-size: 0.74rem;
  color: #475569;
}

/* ==========================================================================
   12. STICKY MOBILE CTA BAR
   ========================================================================== */
.sticky-mobile-bar {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  width: 100%;
  max-width: 100%;
  background: #FFFFFF;
  padding: 10px 16px;
  box-shadow: 0 -4px 12px rgba(0, 0, 0, 0.12);
  z-index: 9999;
  border-top: 1px solid var(--border-color);
  box-sizing: border-box;
}

.sticky-mobile-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  width: 100%;
}

.sticky-label-info {
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--primary-navy);
  line-height: 1.2;
}

.sticky-label-info span {
  display: block;
  font-size: 0.7rem;
  color: var(--accent-green);
}

.sticky-action-btn {
  background-color: var(--accent-green);
  color: #FFFFFF;
  text-decoration: none;
  font-size: 0.88rem;
  font-weight: 800;
  padding: 9px 18px;
  border-radius: 4px;
  white-space: nowrap;
}

/* ==========================================================================
   13. COMPLIANCE MODALS (PRIVACY, TERMS, ABOUT, CONTACT, SUCCESS)
   ========================================================================== */
.modal-layer-backdrop {
  display: none;
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(0, 0, 0, 0.65);
  backdrop-filter: blur(4px);
  z-index: 20000;
  align-items: center;
  justify-content: center;
  padding: 20px;
}

.modal-layer-backdrop.open {
  display: flex;
}

.modal-dialog-frame {
  background: #FFFFFF;
  border-radius: 8px;
  max-width: 580px;
  width: 100%;
  max-height: 85vh;
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  display: flex;
  flex-direction: column;
}

.modal-head-bar {
  padding: 16px 20px;
  border-bottom: 1px solid var(--border-color);
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: #F8FAFC;
}

.modal-head-bar h3 {
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--primary-navy);
}

.modal-close-cross {
  background: none;
  border: none;
  font-size: 1.4rem;
  cursor: pointer;
  color: var(--text-muted);
  line-height: 1;
}

.modal-scroll-pane {
  padding: 20px;
  overflow-y: auto;
  font-size: 0.86rem;
  line-height: 1.6;
  color: var(--text-main);
}

.success-center-content {
  text-align: center;
  padding: 32px 24px;
}

.success-green-badge {
  width: 60px;
  height: 60px;
  background: #E8F5E9;
  color: var(--accent-green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  font-size: 1.8rem;
  font-weight: 900;
}

/* ==========================================================================
   RESPONSIVE DESIGN (MEDIA QUERIES)
   ========================================================================== */
@media (max-width: 992px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .calc-card-surface {
    grid-template-columns: 1fr;
    padding: 24px;
  }

  .mechanism-grid {
    grid-template-columns: 1fr;
  }

  .security-cards-row,
  .reviews-grid-tri {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .footer-columns-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  /* Table switches to mobile cards on screens <= 992px */
  .desktop-table-container {
    display: none !important;
  }

  .mobile-cards-wrap {
    display: flex !important;
  }
}

@media (max-width: 768px) {
  .container {
    padding: 0 16px;
  }

  .top-notice-inner {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 4px;
  }

  .nav-links {
    display: none;
  }

  .header-inner {
    justify-content: center;
    padding: 10px 0;
  }

  .hero-heading {
    font-size: 1.7rem;
    line-height: 1.22;
  }

  .hero-stats-strip {
    grid-template-columns: 1fr;
    gap: 8px;
    background: rgba(0, 0, 0, 0.22);
    padding: 14px;
    border-radius: 6px;
  }

  .stat-item {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding-bottom: 6px;
  }

  .stat-item:last-child {
    border-bottom: none;
    padding-bottom: 0;
  }

  .card-form-body {
    padding: 18px 14px;
  }

  .calc-card-surface {
    padding: 18px 14px;
  }

  .calc-results-box {
    padding: 18px 14px;
  }

  .diagram-card {
    padding: 18px 14px;
  }

  .sticky-mobile-bar {
    display: block;
  }

  body {
    padding-bottom: 65px;
  }
}